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How Much Can I Borrow

Your borrowing capacity will differ between lenders.  Our loan calculators can give you a broad idea where your borrowing power lies.  Birchcorp will give you an accurate assessment whilst taking into consideration your personal individual needs (this will be complete by a Financial Planner to ensure the highest quality outcome for your personal finances).




Birchcorp has a market leading strategy that allows a 100% LVR. Please consult our Financial Planners for your detailed analysis of how this can be organised. We have a lender on our panel that allows a 100% lend. A 100% lend is very important to a wealth creation plan that is geared around property investments.


Depending on the loan type required, and the selected lender, the deposit may range between 5–10% of the purchase price. 


Birchcorp also has a savings calculator to assist you with a savings plan to help you reach the deposit requirements. When considering the deposit, you must also consider the Lenders Mortgage Insurance amongst other costs. Please contact our Financial Planners to discuss costs and implications of taking out a home loan.

Purchase Property in your SMSF

SMSF and property investments: Although many property spruikers stand before you and sell the concept that everyone must buy a property in your SMSF. Birchcorp is here to say that there is much time and effort required for an investor to decide to embark on this complicated arrangement. Although Birchcorp is happy to say the process is as easy as 1,2,3... it is not a process that should be taken lightly. We are professionals and have processed these SMSF establishments and ongoing services many times. A complacent trustee can easily come into serious trouble with the govern... Read More


Birchcorp can show you how you may purchase your Insurance with no out of pocket expense.

Unlike other Financial Planning firms, Birchcorp is happy to show you how and why you can decrease your Insurance coverage... Read More

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Birchcorp Pty Ltd ABN 56 132 775 654 is a Corporate Authorised Representative (No. 339299)
of Dover Financial Advisers Pty Ltd ABN 87 112 139321, which is the holder of an AFSL No. 307248. Birchcorp Pty Ltd is an Accredited Member of the FBAA with an ACL No. 376718.