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Financial Health Check

FINANCIAL PLANNING CONSULTATION (Financial Health Check) : General Advice

 

Financial planning is tailored to individual requirements. Various degrees of financial advice are required according to individual circumstances, business structures and / or financial complexities. A Financial planning consultation is for clients who require limited (General) financial advice.

 

What this service provides: This is a general advice service that is tailored to your interests. A Birchcorp representative will discuss many topics related to finances that are related to (but not restricted to) the following:

 

  • Superannuation funds- Choices, Statements, Asset Classes, SMSF, Contributions, and Fees. 
  • Mortgages- Offset accounts, Investment options, Available products, Fees and charges, Mortgage Documents. 
  • Managed Funds. 
  • Property- Residential, Commercial, Listed trusts, Negative Gearing, Conveyancing, Costs and Tax Deductions. 
  • Income Tax- Brackets, Group Certificates, Tax Statements, Tax offsets and Rebates. 
  • Estate Planning- Will, Probate, Testamentary Trusts and Tax Consequences. 
  • Retirement Planning- Income Streams, Government Benefits, Pensions and Life Expectancy. 
  • Insurance- Life, Income, Total and Permanent Disability, Trauma, House, Tenant, Business and many more. 
  • Cash Flow Management. 
  • Career Planning. 
  • Debt Management. 
  • Shares- How to Trade, Trading Platforms, Dividends, and Fundamentals. 
  • Derivatives- Options, Futures, Warrants and Guidelines to Trading. 
  • Fixed Interest and Cash Investments. 
  • Budgeting and Saving.
  • Business structures- Companies, Partnerships, Trusts, and Sole Traders. 

 

To meet with a Birchcorp consultant to discusss the above items or answer any of your Personal Financial questions please: Enquire Here

 

 

What will you walk away with after your consultation?

 

1. Superannuation comparison (Fees and performance - This can save you hundreds of thousands of dollars as the fees are compounded dollars over many years).

 

2. Overview and interpretation of your existing policies and investments. 

 

3. Career planning consultation.

 

4. Guidance to investment properties. (Including but not limited to purchasing residential, commercial, via your super, suburb research, and strategies). 

 

5. Life Insurance and Income Protection assessment.

 

6. Guidance on how to receive income protection and life insurance with no out of pocket expense ( If you are using after tax dollars for this bill, you are paying an extra 30-40%).

 

7. Wealth creation techniques and strategies. 

 

8. Multiple Calculators to assess your financial position.

 

9. Home loan assessment to ensure: a low interest rate, low fees, appropriate facilities such as a line of credit, offset accounts, interest only, and capitalisation of interest at a minimum.

 

10. Any financial questions you may have are answered.  


Purchase Property in your SMSF

SMSF and property investments: Although many property spruikers stand before you and sell the concept that everyone must buy a property in your SMSF. Birchcorp is here to say that there is much time and effort required for an investor to decide to embark on this complicated arrangement. Although Birchcorp is happy to say the process is as easy as 1,2,3... it is not a process that should be taken lightly. We are professionals and have processed these SMSF establishments and ongoing services many times. A complacent trustee can easily come into serious trouble with the govern... Read More

Insurance

Birchcorp can show you how you may purchase your Insurance with no out of pocket expense.

Unlike other Financial Planning firms, Birchcorp is happy to show you how and why you can decrease your Insurance coverage... Read More

© Birchcorp 2017. -- All Rights Reserved

Birchcorp Pty Ltd ABN 56 132 775 654 is a Corporate Authorised Representative (No. 339299)
of Dover Financial Advisers Pty Ltd ABN 87 112 139321, which is the holder of an AFSL No. 307248. Birchcorp Pty Ltd is an Accredited Member of the FBAA with an ACL No. 376718.