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Equities and Shares


Historically shares generate higher returns than all other asset classes. Over time, international shares have performed better than Australian shares, but Australian shares generally provide steadier income and may offer tax benefits. Franking credits (or imputation credits) are a tax offset for Australian residents who receive tax-paid dividend income from an Australian-based company. The tax the company pays is credited to the investor who receives the dividend distribution. Franking credits provide a substantial benefit to SMSF’s due to the low tax rate of an SMSF. An important point to remember is that there are significant tax implications whether you are a share trader or a share investor.


Share purchases are considered a long term strategy that must be conducted with care. Share purchases may be coupled with option strategies to reduce risk in today’s climate. Again, this should only be conducted by the astute investor. What is also interesting to note, is how marketing strategies can overwhelmingly signify great results for share investments that may otherwise be considered insignificant and /or impossible. Please consult a Birchcorp representative to show you that understanding the share market is not necessarily believing what you read.


Birchcorp encourages a balanced investment portfolio, but this does not mean you should pay fees and charges that erode your profits, and or invest in high risk non-performing companies. It takes a trained eye and a skilled Financial Planner to see past the smoke and mirrors. Please consult Birchcorp for your guidance in navigating around shares as an investment asset class.


The 'Weight of money' argument has often been coined for the resilience in the Australian Stock market. This has not been the case since the GFC and subsequent slow-down in the Australian economy. None the less, there must be a degree of truth in this argument given the 9% compulsory SGC that is required to be paid to employees each year. Superannuation monies must be invested somewhere? It is interesting to note that people have taken more control of their superannuation via an increased amount of new SMSF’s established. It is of my opinion that this control would reduce the amount of monies in the stock market, due to the available direct property option via SMSF’s utilising a bare trust to borrow.


 Here are several reasons why investing in shares may be very lucrative in the short and long term:


1. The Australian share-market has offered better long-term returns than most other investments.

2. Unlike property, you don't need a large deposit - and you don't have to pay stamp duty or legal fees.

3. You can usually sell Australian shares and access your money in a few days.

4. You can start investing with as little as $500, plus brokerage.

5. There are many share trading platforms that require little knowledge to use and activate. The cost of investing has been reduced due to live trading platforms via the internet.

6. You may invest in overseas shares/ stocks.


You may contact a Birchcorp representative to guide you through the pros and cons of various trading platforms and/ or oversee your share trading to provide you with support as is required. Enquire Here


Purchase Property in your SMSF

SMSF and property investments: Although many property spruikers stand before you and sell the concept that everyone must buy a property in your SMSF. Birchcorp is here to say that there is much time and effort required for an investor to decide to embark on this complicated arrangement. Although Birchcorp is happy to say the process is as easy as 1,2,3... it is not a process that should be taken lightly. We are professionals and have processed these SMSF establishments and ongoing services many times. A complacent trustee can easily come into serious trouble with the govern... Read More


Birchcorp can show you how you may purchase your Insurance with no out of pocket expense.

Unlike other Financial Planning firms, Birchcorp is happy to show you how and why you can decrease your Insurance coverage... Read More

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